2. Mobile payment will replace debit cards.
3. Bricks and mortar will continue to outsell online retailers.
4. Significant increase in retailers offering personalized-custom options.
5. Mobile marketing with consumer targeted geo-fencing will become the new junk mail.
6. Convenience stores will become quick serve restaurants.
7. Technology will be everywhere within retail and will create job elimination.
8. Re-dedication to the consumer experience vs. a strong focus on price and product.